
The Remarriage Trap: Why Getting Remarried Before a Consent Order Could Cost You Everything
Key Takeaways
- If you remarry before obtaining a sealed Consent Order, you permanently lose the right to make most financial claims against your former spouse — this is known as the Remarriage Trap.
- You can apply for a Consent Order once a Conditional Order has been granted — you do not need to wait for a Final Order. Acting early gives you more time before any planned remarriage.
- The trap is avoidable: a Consent Order can be obtained quickly — often within weeks — before any plans to remarry are finalised.
Divorce ends a marriage — but it does not end financial claims. Once your Conditional Order is granted, you can begin securing a Consent Order. If you instead fall in love again, plan a new wedding, and walk down the aisle before that order is sealed, you trigger one of the most consequential — and easily avoided — legal traps in English family law.
It is called the Remarriage Trap. It catches thousands of people every year. And by the time most people discover it, it is too late to do anything about it.
This guide explains precisely what the Remarriage Trap is, which financial claims it extinguishes, what the courts have consistently said about it, and — critically — how to protect yourself before it is too late.
What Is the Remarriage Trap?
The Remarriage Trap refers to a specific provision under the Matrimonial Causes Act 1973 (MCA 1973). Under section 28(3), a party who remarries before applying to the court for certain financial orders permanently loses the right to pursue those claims.
In plain terms: once you are married to someone new, you cannot apply for a property adjustment order, a lump sum order, or a periodical payments (spousal maintenance) order against your former spouse. The right is extinguished. Not suspended. Not delayed. Gone.
This is not a penalty. It is not designed to punish people who move on with their lives. It is a structural feature of English matrimonial law — one that most people simply do not know about until it is too late.
Common Mistake
Many people assume that because their divorce is finalised and their ex has "moved on," there are no financial claims left to protect against. This is wrong. Without a sealed Consent Order, financial claims between former spouses remain indefinitely open — regardless of how many years have passed.
Which Financial Claims Does Remarriage Extinguish?
The trap does not extinguish every type of claim equally. Understanding the distinction is important.
| Financial Claim | Extinguished by Remarriage? | Notes |
|---|---|---|
| Property Adjustment Order | Yes | Cannot apply for transfer or sale of property post-remarriage |
| Lump Sum Order | Yes | Right to claim a capital payment is permanently barred |
| Periodical Payments (Spousal Maintenance) | Yes | Also note: existing maintenance orders terminate automatically on remarriage |
| Pension Sharing Order | No | Pension sharing orders arise under s.24B MCA 1973 — a distinct jurisdiction. The Remarriage Trap under s.28(3) does not extinguish pension sharing claims. Specialist advice recommended for high-value pensions. |
| Pension Attachment Order | Yes | Periodical payments attachment terminates on the remarriage of the receiving party. Lump sum attachment orders may be treated differently — specialist advice recommended. |
| Child Maintenance (via CMS) | No | Child financial claims are not affected by a parent's remarriage |
| Schedule 1 Children Act Claims | No | Separate jurisdiction; unaffected by remarriage |
Note: The above represents general legal principles under English and Welsh law as at August 2026. Individual circumstances vary. This platform does not provide legal advice.
The Case That Changed How People Think About This: Wyatt v Vince [2015]
Wyatt v Vince [2015] UKSC 14 is the most important English case illustrating the permanent, open-ended nature of financial claims after divorce — and it is the mirror image of the Remarriage Trap.
Dale Vince and Kathleen Wyatt divorced in the early 1990s. Neither obtained a Consent Order. Twenty years later, Vince had built a multi-million pound renewable energy business. Wyatt, who had not remarried, brought financial claims against him. The Supreme Court confirmed those claims were legally valid — more than two decades after the divorce.
The case illustrates both sides of the same coin — and explains why obtaining a sealed Consent Order is the only way to achieve permanent, enforceable financial closure after divorce:
- Without a Consent Order, claims remain open indefinitely. Your ex-spouse could bring financial claims against you years — or decades — after divorce if their financial circumstances change (or yours improve dramatically).
- Remarriage closes the door permanently — but only for the person who remarries. In Wyatt v Vince, Wyatt had not remarried. Had she done so without a Consent Order, she would have lost all those claims against Vince — however substantial.
The principle confirmed in Wyatt v Vince [2015] UKSC 14 is that without a Consent Order, either party may retain the right to make financial applications to the court — potentially for the rest of their lives.
Wyatt v Vince [2015] UKSC 14
A Worked Example: Sarah and James
Sarah and James divorced in 2021 under the no-fault procedure. Their Final Order was granted in November 2021. They verbally agreed that James would keep the marital home (valued at £380,000) and Sarah would keep her pension. Neither obtained a Consent Order — they were both eager to move on and assumed their verbal agreement was sufficient.
In 2023, Sarah met a new partner. They married in June 2024. In late 2024, Sarah's solicitor advised her that James's property — now worth £440,000 — had increased significantly in value, and that she might have grounds to revisit the financial settlement. When she sought advice on making a claim, she was told the following:
The Outcome
By remarrying in June 2024 without a sealed Consent Order in place, Sarah permanently lost her right to make property adjustment and capital claims against James. Her solicitor could do nothing. The Remarriage Trap had closed.
James, by contrast, retained the right to make financial claims against Sarah — because he had not remarried. The asymmetry is stark, and it is entirely a function of who remarried first.
A sealed Consent Order obtained before June 2024 would have protected both parties permanently, for a fraction of the disputed amount.
When Exactly Does the Trap Close?
The trigger point is the date of the new marriage ceremony — not the date you announce an engagement, not the date you move in together, and not the date you change your name. The moment you are legally married to a new partner in England and Wales (or abroad, in a marriage recognised under English law), the trap closes.
Critically, you do not need to wait for your Final Order before acting. The window to protect yourself is:
The date your Conditional Order (formerly Decree Nisi) is granted — you can apply for a Consent Order from this point. You do not need to wait for the Final Order.
The date you legally marry a new partner — the moment s.28(3) MCA 1973 extinguishes your remaining financial claims
Acting after the Conditional Order — rather than waiting for the Final Order — gives you the maximum possible window to get documents prepared, submitted, and sealed before any remarriage. The sooner you begin, the more time you have to absorb any court delays.
Common Mistake
Cohabitation — moving in with a new partner — does not trigger the Remarriage Trap. Only legal marriage (or civil partnership formation) extinguishes your claims. However, long-term cohabitation may be relevant to an application to vary or discharge spousal maintenance orders, and should be factored into any clean break negotiations.
Does Forming a New Civil Partnership Also Trigger the Trap?
Yes. The same principle applies if you form a new civil partnership under the Civil Partnership Act 2004 before obtaining a sealed financial order. The trap is triggered by the legal formalisation of a new relationship — whether that takes the form of marriage or civil partnership.
If you are dissolving a civil partnership and subsequently enter into either a new civil partnership or a marriage, the same protection logic applies: obtain a financial order from the family court before doing so.
How to Avoid the Remarriage Trap: A Practical Checklist
Avoiding the Remarriage Trap is straightforward if you act before the wedding. Here is what you need to do:
Confirm your Conditional Order has been granted
You can apply for a Consent Order once a Conditional Order (formerly Decree Nisi) has been made — you do not need to wait for your Final Order. Check your HMCTS correspondence for confirmation. Acting at the Conditional Order stage maximises the time available before any remarriage.
Reach a financial agreement with your former spouse
The family court will only approve a Consent Order where both parties have agreed the financial terms. A verbal or written agreement between you is the starting point — but it has no legal force until the court seals it.
Prepare a compliant Draft Consent Order and Form D81
The court requires a properly drafted Consent Order document and a completed Form D81 (Statement of Information) disclosing both parties' financial positions. The District Judge uses Form D81 to assess whether the agreement is fair — incomplete or inconsistent D81s are the most common reason for requisition letters and delays. ConsentReady's document engine generates both documents automatically from your financial disclosure inputs.
Submit to the Family Court and pay the court fee
The current court fee for a consent order application (by consent, using Form A) is £62, effective from 13 July 2026 (HMCTS EX50). Submit to: PO Box 12746, Harlow, CM20 9QZ if applying by post as a litigant in person.
Wait for the court seal — then you are protected
Typical processing time is 8–12 weeks from submission, though this varies by court. Once the sealed order is returned, both parties' financial claims are formally resolved. You can remarry with complete financial certainty.
What If You Have Already Remarried Without a Consent Order?
This is the question that no one wants to ask — but many people need to.
If you have already remarried and never obtained a Consent Order from your first divorce, your position depends on what you are trying to achieve:
- If you want to make claims against your former spouse: Under s.28(3) MCA 1973, your right to apply for property adjustment, lump sum, and periodical payment orders is extinguished. You cannot undo this. You should take specialist legal advice to understand whether any alternative routes exist — they are very limited.
- If you are concerned about claims against you: Your former spouse (if they have not remarried) may still be able to bring financial claims against you. A Consent Order can still be obtained — but it requires your former spouse's cooperation and the consent of both parties. If they are willing, a consent order can still be filed and approved.
- If both of you have remarried: Both parties' rights to make financial provision and property adjustment claims under MCA 1973 are extinguished. However, pension sharing claims (s.24B MCA 1973) may not be affected by remarriage — specialist advice is recommended if pensions remain unresolved. Separately, this is not a substitute for a Consent Order: if property or pensions remain in shared ownership, those practical issues persist and require resolution regardless.
Important
If you have already remarried without a Consent Order and you have significant financial interests at stake — a property, a pension, or substantial savings — you should consult a specialist family solicitor immediately. The options available to you are time-sensitive and highly fact-specific.
Frequently Asked Questions
Does the Remarriage Trap apply if I get married abroad?
Yes, if the marriage is legally recognised under English law — which most marriages in countries that are signatories to the relevant international conventions are. The test is whether the marriage is valid and recognised in England and Wales, not where the ceremony took place. If you marry abroad and that marriage is recognised here, s.28(3) MCA 1973 applies.
We agreed everything verbally. Do I still need a Consent Order before remarrying?
Yes, without exception. A verbal or written agreement between divorcing parties has no legal force and is not enforceable by the court. Only a sealed Consent Order — approved and stamped by a District Judge — creates legally binding financial closure. Until that seal exists, all financial claims remain open, and remarriage will close your own right to make them permanently.
Can I apply for a Consent Order if my ex refuses to engage?
A Consent Order — as the name suggests — requires the agreement and signature of both parties. If your former spouse refuses to cooperate, you cannot obtain a consent order. In that situation, you would need to make a contested financial application to the court (Form A), at a significantly higher cost (the court fee alone is £321, compared to £62 for a consented order). If you are in this position, specialist legal advice is essential.
How long does it take to get a Consent Order before a planned wedding?
Typical court processing time is 8–12 weeks from submission, though some courts are faster (4–6 weeks) and central London courts can be slower (12–16 weeks or more). If you have a firm wedding date, you should submit your Consent Order application at least 16 weeks in advance to allow a comfortable margin. Delays are most commonly caused by an incomplete Form D81 — using a properly structured document assembly service significantly reduces this risk.
Does the Remarriage Trap affect my children's financial claims?
No. Child maintenance claims (administered through the Child Maintenance Service) and Schedule 1 Children Act 1989 applications are entirely separate from matrimonial financial claims and are not affected by either parent's remarriage. The Remarriage Trap applies only to claims one former spouse can make against the other — not to claims made on behalf of children.
What is the difference between a Conditional Order and a Final Order for these purposes?
A Conditional Order (formerly Decree Nisi) is the court's preliminary confirmation that the grounds for divorce are established. A Final Order (formerly Decree Absolute) is the document that legally dissolves the marriage — only after this point can either party legally remarry, and therefore only after this point does the Remarriage Trap become active. However, you can — and should — apply for a Consent Order from the Conditional Order stage onwards. Waiting until the Final Order unnecessarily reduces your preparation window before any planned remarriage.
Protect Your Financial Future Before You Remarry
A sealed Consent Order before your new wedding costs a fraction of what you could lose without one.
ConsentReady generates court-compliant Consent Orders and Form D81 documentation for uncontested financial settlements in England & Wales.
| Package | Platform Fee | Court Fee | Total |
|---|---|---|---|
| Simple Clean Break | From £199 | £62 | From £261 |
| Property & Pension Package | From £349 | £62 | From £411 |
Court fee of £62 correct as at 13 July 2026 per HMCTS EX50. Platform fees shown are starting prices.
Legal Notice: This article is provided for informational purposes only and does not constitute legal advice. ConsentReady (consentready.co.uk) is an automated document assembly platform. We are not a regulated law firm and do not provide legal advice. Use of this platform does not create a solicitor-client relationship. If your circumstances are contested, complex, or involve significant assets, you should seek independent legal advice from a qualified solicitor. Court fee of £62 correct as at 13 July 2026 per HMCTS EX50 — verify current fees at gov.uk (EX50) before submission. Laws applicable to England and Wales only.
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